Save your spare change with Round Ups

You can use single round ups or multiply your spare change by up to 5 times if you'd like to save more. If you spend £3.90, we'll round it up to £4.00 and send 10p to your savings account, or 50p if you choose to multiply by x5.

Round Ups start working as soon as you turn it on, applying to any debit card payments already pending. Round Ups for payments clearing that day are added together and paid as one transaction.

For example, if today you use your debit card to make payments for:

• £4.50 in a shop
• £25.80 online

then a total of 70p (50p + 20p) will be transferred from your current account to your savings account. This can take up to 4 days.

You'll be notified about how much you've saved every week. You can switch your alerts on/off in your notification settings within our app:

• Log in to our app
• Select the profile icon in the top left corner of your app
• Tap on ‘Settings’
• Choose ‘Notification Settings’
• Tap on ‘Settings’
• Switch the 'Round Ups alerts' toggle on or off

It's simple to see how much you have saved with Round Ups:

• Log in to the mobile app
• Choose the current account using Round Ups
• Select 'Round Ups'

You'll see how much you've saved with Round Ups that month and a running total of how much you've saved so far this year.

If you switch Round Ups off and back on again, your yearly total to date will be reset to £0.

Round Ups won't transfer money to your savings account for the following reasons:

• Your payment amount was a round pound i.e. £5.00
• Your current account or chosen savings account have been closed
• You're already in or would be taken into overdraft by the Round Ups amount
• You have an auto transfer arrangement
• Your debit card payment was rejected at the point of sale
• Your debit card payment wasn't in pounds sterling

It's a simple process to turn on Round Ups and you can turn it on and off whenever you want. All you need to do is:

• Log in to the mobile app
• Choose the current account that you want to add Round Ups to
• Select 'Round Ups'
• Choose the savings account you would like to send the Round Ups to
• Tap 'Turn on Round Ups'
• Round Ups is now turned on

Round Ups starts working as soon as you turn it on, also applying to any debit card or contactless payments already pending. You’ll be able to see these pending transactions in your mobile app.

To turn off Round Ups in the mobile app:

• Choose the current account using Round Ups
• Select 'Round Ups'
• Tap 'Turn off Round Ups'
• Accept the confirmation message

Round Ups are linked to your debit card. If you have a joint current account and you turn on Round Ups, only the payments made on your debit card will be rounded up.

If both parties turn Round Ups on, then both payments from both cards will be rounded up. You can set up separate savings accounts to have your Round Ups transferred to. If you both choose the same joint savings account, you'll see 2 sets of Round Ups transactions.