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Select current account

Everyday banking made easy

Select account overview

Our Select account is made for simple, everyday banking to help you manage your money.

  • No monthly fee
  • Free access to our mobile banking app
  • You’ll get a contactless debit card
  • You can make payments up to £100 with one tap
  • Joint account option

The key features of our Select account

Debit card

Overdraft service

Mobile app

Online banking

Choose your way to pay

Switch your account to us

The Current Account Switch Service makes switching from one bank or building society to another simple and stress-free. You can choose a switch date to suit you, just make sure you allow a minimum of 7 working days.

Important information

We recommend that you read these documents before contacting us to start the switch.

Overdraft details

How do overdrafts work?

An arranged overdraft can be useful for short term borrowing. Understand arranged and unarranged overdrafts and their impact on your account. An overdraft is a form of borrowing and is repayable on demand.

How much will an overdraft cost?

Understand the cost and impact of overdrafts. If you don't repay what is owed, you could harm your credit score and borrowing capability.

Day to day banking from your screen

Online banking

Manage your finances 24/7

Online banking is a fast and secure way to manage your everyday finances with features including:

  • Make sterling and international payments
  • Manage your Direct Debits and standing orders
  • Create text alerts and more

Online banking available to customers aged 11+ with a NatWest International account.

Mobile app

Banking any time

Banking has never been so convenient with our simple mobile banking app.

  • Get cash without your debit card
  • Transfer money and make payments
  • Find your nearest branch or cash machine and more

App available to customers aged 11+ with compatible iOS and Android devices and a Channel Islands, Isle of Man, UK or international mobile number in specific countries.

Common questions about opening a Select account

Ready to apply?

Before you apply, we've outlined the eligibility for the account below, along with our terms and conditions so you can make sure it's the right account for you.

You can apply for a Select account if you are:

  • aged 18+;
  • permanently resident in Jersey, Guernsey, Gibraltar or the Isle of Man, and;
  • applicants from Gibraltar must also be an existing customer.

Please review our important information

By clicking continue you’re confirming that you’ve been provided with, and have acknowledged our important documents. By proceeding with your application you also agree that you’ll receive your statements in a paperless format. We'll send you an email when your statements are ready to view in Online Banking.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Let's get started...

To speed up your application, we need to run through some quick questions with you. They'll only take a few minutes.

Where are you based?
Please tell us where you currently reside.
Do you already bank with us?
Please tell us if you already hold a NatWest International bank account.
Do you use Online Banking?
If so, we'll pre-fill your application to save you time.
Is this account just for you, or is it a joint application?

Log in to Online Banking to start your application (please read below carefully)

To apply, you'll need to log in to Online Banking, then return to our current account page.

How to apply:
(Please take notes or a picture of this, so you remember)

  1. Log in to Online Banking, using your customer number or 16 digit card number. Then enter your Online Banking pin and password. 
  2. Choose 'Current accounts' (it's under 'Our products', bottom right).
  3. You'll return to our current account page. 
  4. Choose 'More on Select account', under 'Select account'.
  5. Choose 'Apply for a Select account'. 
  6. Choose 'Continue' under 'Let's get started'.

Log in to Online Banking to start your application (please read below carefully)

To apply, you'll need to log in to Online Banking, then return to our current account page.

How to apply:
(Please take notes or a picture of this, so you remember)

  1. Log in to Online Banking, using your customer number or 16 digit card number. Then enter your Online Banking pin and password. 
  2. Choose 'Current accounts' (it's under 'Our products', bottom right).
  3. You'll return to our current account page. 
  4. Choose 'More on Select account', under 'Select account'.
  5. Choose 'Apply for a Select account'. 
  6. Choose 'Continue' under 'Let's get started'.
Is this account just for you, or is it a joint application?

Great, you're ready to apply

Get your online application started by clicking 'Start your application' below. The full name you put on this form must exactly match the one on the photo ID you'll use to apply.

After you’ve finished your online application you’ll receive an email or secure inbox message within 2 working days asking you to:

  1. Complete our Customer Acceptance form, and;
  2. Upload your identity documents digitally.

Once we have everything, we’ll open your account and send your new account details to you within 5 working days.

Great, you're ready to apply

Get your online application started by clicking 'Start your application' below. The full name you put on this form must exactly match the one on the photo ID you'll use to apply.

After you’ve finished your online application you’ll receive an email or secure inbox message within 2 working days asking you to:

  1. Complete our Customer Acceptance form, and;
  2. Upload your identity documents digitally.

Once we have everything, we’ll open your account and send your new account details to you within 5 working days.

Is this account just for you, or is it a joint application?

Great, you're ready to apply

Get your online application started by clicking 'Start your application' below. The full name you put on this form must exactly match the one on the photo ID you'll use to apply.

After you’ve finished your online application you’ll receive an email or secure inbox message within 2 working days asking you to:

  1. Complete our Customer Acceptance form, and;
  2. Upload your identity documents digitally.

Once we have everything, we’ll open your account and send your new account details to you within 5 working days.

Great, you're ready to apply

Get your online application started by clicking 'Start your application' below. The full name you put on this form must exactly match the one on the photo ID you'll use to apply.

After you’ve finished your online application you’ll receive an email or secure inbox message within 2 working days asking you to:

  1. Complete our Customer Acceptance form, and;
  2. Upload your identity documents digitally.

Once we have everything, we’ll open your account and send your new account details to you within 5 working days.

Do you already bank with us?
Please tell us if you already hold a NatWest International bank account.
Do you use Online Banking?
If so, we'll pre-fill your application to save you time.
Is this account just for you, or is it a joint application?

Log in to Online Banking to start your application (please read below carefully)

To apply, you'll need to log in to Online Banking, then return to our current account page.

How to apply:
(Please take notes or a picture of this, so you remember)

  1. Log in to Online Banking, using your customer number or 16 digit card number. Then enter your Online Banking pin and password. 
  2. Choose 'Current accounts' (it's under 'Our products', bottom right).
  3. You'll return to our current account page. 
  4. Choose 'More on Select account', under 'Select account'.
  5. Choose 'Apply for a Select account'. 
  6. Choose 'Continue' under 'Let's get started'.

Log in to Online Banking to start your application (please read below carefully)

To apply, you'll need to log in to Online Banking, then return to our current account page.

How to apply:
(Please take notes or a picture of this, so you remember)

  1. Log in to Online Banking, using your customer number or 16 digit card number. Then enter your Online Banking pin and password. 
  2. Choose 'Current accounts' (it's under 'Our products', bottom right).
  3. You'll return to our current account page. 
  4. Choose 'More on Select account', under 'Select account'.
  5. Choose 'Apply for a Select account'. 
  6. Choose 'Continue' under 'Let's get started'.
Is this account just for you, or is it a joint application?

Great, you're ready to apply

Get your online application started by clicking 'Start your application' below. The full name you put on this form must exactly match the one on the photo ID you'll use to apply.

After you’ve finished your online application you’ll receive an email or secure inbox message within 2 working days asking you to:

  • Complete our Customer Acceptance form, and;
  • Upload your identity documents digitally.

Once we have everything, we’ll open your account and send your new account details to you within 5 working days.

Great, you're ready to apply

Get your online application started by clicking 'Start your application' below. The full name you put on this form must exactly match the one on the photo ID you'll use to apply.

After you’ve finished your online application you’ll receive an email or secure inbox message within 2 working days asking you to:

  • Complete our Customer Acceptance form, and;
  • Upload your identity documents digitally.

Once we have everything, we’ll open your account and send your new account details to you within 5 working days.

Applying for an account with us

We’re sorry – at this time we’re currently not opening accounts for new customers located in Gibraltar. 

Applying for an account with us

This account is currently only available to applicants located in Jersey, Guernsey, Isle of Man or Gibraltar. 


Our International Personal Banking service is available to customers that meet our minimum age, residency, balance and/or deposit requirements.

Find out more about International Personal Banking