Save your spare change with Round Ups

If you spend £2.30 and choose single Round Ups, we'll round it up to £3.00 sending 70p from your current account to your savings account. If you choose double Round Ups, we'll send £1.40.

It's simple to see how much you have saved with Round Ups:

• Log in to the mobile app
• Choose the current account using Round Ups
• Select 'Round Ups'

You'll see how much you've saved with Round Ups that month and a running total of how much you've saved so far this year.

If you switch Round Ups off and back on again, your yearly total to date will be reset to £0.

Round Ups won't transfer money to your savings account for the following reasons:

• Your payment amount was a round pound i.e. £5.00
• You're already in or would be taken into overdraft by the Round Ups amount
• Your current account or chosen savings account have been closed
• Your debit card payment was rejected at the point of sale
• Your debit card payment wasn't in pounds sterling
• You have an auto transfer arrangement

Round Ups are linked to your debit card. If you have a joint current account and you turn on Round Ups, only the payments made on your debit card will be rounded up.

If both parties turn on Round Ups then payments from both debit cards will be rounded up. You can set up separate savings accounts to have your Round Ups transferred to or, if you have a joint savings account, you can both choose that. If both parties choose the same savings account then you'll see 2 sets of Round Ups transactions credited to the account.

It's a simple process to turn on Round Ups and you can turn it on and off whenever you want. All you need to do is:

• Log in to the mobile app
• Choose the current account that you want to add Round Ups to
• Select 'Round Ups'
• Choose the savings account you would like to send the Round Ups to
• Click 'Turn on Round Ups'
• Round Ups is now turned on

Round Ups starts working as soon as you turn it on, also applying to any debit card or contactless payments already pending. You’ll be able to see these pending transactions in your mobile app.

To turn off Round Ups in the mobile app:

• Choose the current account using Round Ups
• Select 'Round Ups'
• Tap 'Turn off Round Ups'
• Accept the confirmation message