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Mortgages for local residents

Helping you find a mortgage

To apply you must be 18+ and resident in the Channel Islands, Isle of Man or Gibraltar. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Helping our local customers

NatWest International offers a range of mortgages to help customers resident in Jersey, Guernsey, Isle of Man or Gibraltar to buy a home or property.

UK expatriates or foreign nationals should visit our international mortgage section.

Our mortgage calculator

Use our mortgage calculator to see how much you could borrow, review our mortgage rates and get an idea of what your monthly payments could be.

For properties in the Channel Islands, Isle of Man or Gibraltar.

Use our mortgage calculator

Mortgages to suit you

Get an idea of how much you could borrow for a mortgage, what the monthly payments might be and check our rates. 

For properties in the Channel Islands, Isle of Man or Gibraltar.

Looking for a new mortgage?

If you’re a first time buyer taking your first step on the property ladder, thinking about remortgaging to buy your next home, or even looking to invest in a buy to let property, we have a range of mortgage options.

Buy to let mortgages
Buying for the first time
Remortgaging to us
Moving to a new home

Already have a mortgage with us?

We’re here to help if you’re looking to switch to a new deal or borrow more against your existing mortgage. 

Switching mortgage deal
Borrowing more

Buying in the UK

If you're considering buying a property in the United Kingdom, our local mortgage teams are here to help you consider your options.

Whether you’re buying a home or looking for a buy to let mortgage in the UK, we are here to help.

For residents in the Channel Islands, Isle of Man or Gibraltar. UK expatriates or foreign nationals should visit our international mortgage section.

Our UK mortgage rates Open in new window

Mortgage help and support

Getting a mortgage can seem tricky. We’ve created some mortgage guides to help you through the process:

Contact us about mortgages

There's a few ways of getting in touch with us. To start, we'll run through some quick questions to make sure that you get the help you need.

Continue
Do you have a mortgage with NatWest International?
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Next
How can we help you?
Previous
Next
Where is the property located?
Please tell us the location where you are looking at properties.
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Next

Speak to the mortgage team in Jersey

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call.

Arrange a call back

 

Give us a call

Please contact our mortgage team to discuss your needs.

01534 282262

From abroad: From abroad: +44 (0) 1534 282262

Relay UK: 18001 01534 282262

Lines are open Monday to Friday 9am - 5pm. Closed on bank holidays. Calls may be recorded.

Previous

Speak to the mortgage team in Guernsey

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call.

Arrange a call back

 

Give us a call

Please contact our mortgage team to discuss your needs.

01481 703809

From abroad: +44 (0) 1481 703809

Relay UK: 18001 01481 703809

Lines are open Monday to Friday 9am - 5pm. Closed on bank holidays. Calls may be recorded.

Previous

Speak to the mortgage team in Isle of Man

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call.

Arrange a call back

 

Give us a call

Please contact our mortgage team to discuss your needs.

01624 637676

From abroad: +44 (0) 1624 637676

Relay UK: 18001 01624 637676

Lines are open Monday to Friday 9am - 5pm. Closed on bank holidays. Calls may be recorded.

Previous

Speak to the mortgage team in Gibraltar

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call.

Arrange a call back with our mortgage team

 

Give us a call

Please contact our mortgage team to discuss your needs.

200 14477

From abroad: 00350 200 14477

Lines are open Monday to Friday 9am - 5pm UTC. Closed on bank holidays. Calls may be recorded.

Previous

Speak to us about a UK mortgage

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call.

Arrange a call back

 

Give us a call

Please contact our mortgage team to discuss your needs.

01624 632400

From abroad: +44 (0) 1624 632400

Relay UK: 18001 01624 632400

Lines are open Monday to Friday 9am - 5pm UK time. Closed on bank holidays. Calls may be recorded.

Previous
Where is the property located?
Please tell us where your mortgaged property is located.
Previous
Next

Speak to the mortgage team in Jersey

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call.

Arrange a call back

 

Give us a call

Please contact our mortgage team to discuss your needs.

01534 282262

From abroad: From abroad: +44 (0) 1534 282262

Relay UK: 18001 01534 282262

Lines are open Monday to Friday 9am - 5pm. Closed on bank holidays. Calls may be recorded.

Previous

Speak to the mortgage team in Guernsey

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call.

Arrange a call back

 

Give us a call

Please contact our mortgage team to discuss your needs.

01481 703809

From abroad: +44 (0) 1481 703809

Relay UK: 18001 01481 703809

Lines are open Monday to Friday 9am - 5pm. Closed on bank holidays. Calls may be recorded.

Previous

Speak to the mortgage team in Isle of Man

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call

Arrange a call back

 

Give us a call

Please contact our mortgage team to discuss your needs.

01624 637676

From abroad: +44 (0) 1624 637676

Relay UK: 18001 01624 637676

Lines are open Monday to Friday 9am - 5pm. Closed on bank holidays. Calls may be recorded.

Previous

Speak to the mortgage team in Gibraltar

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call.

Arrange a call back with our mortgage team

 

Give us a call

Please contact our mortgage team to discuss your needs.

200 14477

From abroad: 00350 200 14477

Lines are open Monday to Friday 9am - 5pm UTC. Closed on bank holidays. Calls may be recorded.

Previous

Speak to us about a UK mortgage

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call

Arrange a call back

 

Give us a call

Please contact our mortgage team to discuss your needs.

01624 632400

From abroad: +44 (0) 1624 632400

Relay UK: 18001 01624 632400

Lines are open Monday to Friday 9am - 5pm UK time. Closed on bank holidays. Calls may be recorded.

Previous
Where is the property located?
Please tell us where your mortgaged property is located.
Previous
Next

Speak to the mortgage team in Jersey

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call.

Arrange a call back

 

Give us a call

Please contact our mortgage team to discuss your needs.

01534 282262

From abroad: From abroad: +44 (0) 1534 282262

Relay UK: 18001 01534 282262

Lines are open Monday to Friday 9am - 5pm. Closed on bank holidays. Calls may be recorded.

Previous

Speak to the mortgage team in Guernsey

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call.

Arrange a call back

 

Give us a call

Please contact our mortgage team to discuss your needs.

01481 703809

From abroad: +44 (0) 1481 703809

Relay UK: 18001 01481 703809

Lines are open Monday to Friday 9am - 5pm. Closed on bank holidays. Calls may be recorded.

Previous

Speak to the mortgage team in Isle of Man

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call.

Arrange a call back

 

Give us a call

Please contact our mortgage team to discuss your needs.

01624 637676

From abroad: +44 (0) 1624 637676

Relay UK: 18001 01624 637676

Lines are open Monday to Friday 9am - 5pm. Closed on bank holidays. Calls may be recorded.

Previous

Speak to the mortgage team in Gibraltar

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call.

Arrange a call back with our mortgage team

 

Give us a call

Please contact our mortgage team to discuss your needs.

200 14477

From abroad: 00350 200 14477

Lines are open Monday to Friday 9am - 5pm UTC. Closed on bank holidays. Calls may be recorded.

Previous

Speak to us about a UK mortgage

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call

Arrange a call back

 

Give us a call

Please contact our mortgage team to discuss your needs.

01624 632400

From abroad: +44 (0) 1624 632400

Relay UK: 18001 01624 632400

Lines are open Monday to Friday 9am - 5pm UK time. Closed on bank holidays. Calls may be recorded.

Previous

Requesting a mortgage document or redemption quote

You can now use our simple online form to request a mortgage statement, tax certificate or redemption quotation.

Previous
Where is the property located?
Please tell us where your mortgaged property is located.
Previous
Next

Speak to the mortgage team in Jersey

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call.

Arrange a call back

 

Give us a call

Please contact our mortgage team to discuss your needs.

01534 282262

From abroad: From abroad: +44 (0) 1534 282262

Relay UK: 18001 01534 282262

Lines are open Monday to Friday 9am - 5pm. Closed on bank holidays. Calls may be recorded.

Previous

Speak to the mortgage team in Guernsey

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call.

Arrange a call back

 

Give us a call

Please contact our mortgage team to discuss your needs.

01481 703809

From abroad: +44 (0) 1481 703809

Relay UK: 18001 01481 703809

Lines are open Monday to Friday 9am - 5pm. Closed on bank holidays. Calls may be recorded.

Previous

Speak to the mortgage team in Isle of Man

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call.

Arrange a call back

 

Give us a call

Please contact our mortgage team to discuss your needs.

01624 637676

From abroad: +44 (0) 1624 637676

Relay UK: 18001 01624 637676

Lines are open Monday to Friday 9am - 5pm. Closed on bank holidays. Calls may be recorded.

Previous

Speak to the mortgage team in Gibraltar

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call.

Arrange a call back with our mortgage team

 

Give us a call

Please contact our mortgage team to discuss your needs.

200 14477

From abroad: 00350 200 14477

Lines are open Monday to Friday 9am - 5pm UTC. Closed on bank holidays. Calls may be recorded.

Previous

Speak to us about a UK mortgage

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call

Arrange a call back

 

Give us a call

Please contact our mortgage team to discuss your needs.

01624 632400

From abroad: +44 (0) 1624 632400

Relay UK: 18001 01624 632400

Lines are open Monday to Friday 9am - 5pm UK time. Closed on bank holidays. Calls may be recorded.

Previous
What can we help you with today?
Please tell us the nature of your mortgage query.
Previous
Next
Where is the property located?
Please tell us the location where you are looking at properties.
Previous
Next

Speak to the mortgage team in Jersey

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call.

Arrange a call back

 

Give us a call

Please contact our mortgage team to discuss your needs.

01534 282262

From abroad: From abroad: +44 (0) 1534 282262

Relay UK: 18001 01534 282262

Lines are open Monday to Friday 9am - 5pm. Closed on bank holidays. Calls may be recorded.

Previous

Speak to the mortgage team in Guernsey

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call.

Arrange a call back

 

Give us a call

Please contact our mortgage team to discuss your needs.

01481 703809

From abroad: +44 (0) 1481 703809

Relay UK: 18001 01481 703809

Lines are open Monday to Friday 9am - 5pm. Closed on bank holidays. Calls may be recorded.

Previous

Speak to the mortgage team in Isle of Man

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call.

Arrange a call back

 

Give us a call

Please contact our mortgage team to discuss your needs.

01624 637676

From abroad: +44 (0) 1624 637676

Relay UK: 18001 01624 637676

Lines are open Monday to Friday 9am - 5pm. Closed on bank holidays. Calls may be recorded.

Previous

Speak to the mortgage team in Gibraltar

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call.

Arrange a call back with our mortgage team

 

Give us a call

Please contact our mortgage team to discuss your needs.

200 14477

From abroad: 00350 200 14477

Lines are open Monday to Friday 9am - 5pm UTC. Closed on bank holidays. Calls may be recorded.

Previous

Speak to us about a UK mortgage

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call.

Arrange a call back

 

Give us a call

Please contact our mortgage team to discuss your needs.

01624 632400

From abroad: +44 (0) 1624 632400

Relay UK: 18001 01624 632400

Lines are open Monday to Friday 9am - 5pm UK time. Closed on bank holidays. Calls may be recorded.

Previous
Where is the property located?
Please tell us the location where you are looking at properties.
Previous
Next

Use our mortgage calculator or speak to us

Our mortgage calculator

Use our mortgage calculator to see how much you could borrow, review our mortgage rates and get an idea of what your monthly payments could be.

Use our mortgage calculator

 

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call

Arrange a call back

 

Give us a call

Please contact our mortgage team to discuss your needs.

01534 282262

From abroad: From abroad: +44 (0) 1534 282262

Relay UK: 18001 01534 282262

Lines are open Monday to Friday 9am - 5pm. Closed on bank holidays. Calls may be recorded.

Previous

Use our mortgage calculator or speak to us

Our mortgage calculator

Use our mortgage calculator to see how much you could borrow, review our mortgage rates and get an idea of what your monthly payments could be.

Use our mortgage calculator

 

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call

Arrange a call back

 

Give us a call

Please contact our mortgage team to discuss your needs.

01481 703809

From abroad: +44 (0) 1481 703809

Relay UK: 18001 01481 703809

Lines are open Monday to Friday 9am - 5pm. Closed on bank holidays. Calls may be recorded.

Previous

Use our mortgage calculator or speak to us

Our mortgage calculator

Use our mortgage calculator to see how much you could borrow, review our mortgage rates and get an idea of what your monthly payments could be.

Use our mortgage calculator

 

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call

Arrange a call back

 

Give us a call

Please contact our mortgage team to discuss your needs.

01624 637676

From abroad: +44 (0) 1624 637676

Relay UK: 18001 01624 637676

Lines are open Monday to Friday 9am - 5pm. Closed on bank holidays. Calls may be recorded.

Previous

Use our mortgage calculator or speak to us

Our mortgage calculator

Use our mortgage calculator to see how much you could borrow, review our mortgage rates and get an idea of what your monthly payments could be.

Use our mortgage calculator

 

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call

Arrange a call back with our mortgage team

 

Give us a call

Please contact our mortgage team to discuss your needs.

200 14477

From abroad: 00350 200 14477

Lines are open Monday to Friday 9am - 5pm UTC. Closed on bank holidays. Calls may be recorded.

Previous

Speak to us about a UK mortgage

How to request a call back

Choose a date and time that works for you, share your contact details, and our mortgage team will give you a call.

Arrange a call back

 

Give us a call

Please contact our mortgage team to discuss your needs.

01624 632400

From abroad: +44 (0) 1624 632400

Relay UK: 18001 01624 632400

Lines are open Monday to Friday 9am - 5pm UK time. Closed on bank holidays. Calls may be recorded.

Previous