To apply for a mortgage with us you must be 18+ and resident in the Channel Islands, Gibraltar or the Isle of Man.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Submitting a mortgage application
You can log in at any time to see how your application is progressing, without having to contact your Mortgage Specialist. Here’s what happens at each stage:
-
01
You complete and submit your application
- Start your application in the mortgage application portal
- Submit all of your personal details
- Upload your requested documents
- Submit your application
-
02
Your application is reviewed for approval
- Mortgage application submitted to our credit teams for approval
- If approval is confirmed, your application moves to the next stage
-
03
Your address, identify and the property are checked
- Property valuation instructed
- Property valuation complete
- Your address and identity checks are completed
-
04
We create and send your mortgage offer documents
- Mortgage offer documents are requested
- A notification is sent to your that your documents are ready for download
- We request and must receive a copy of your signed mortgage offer letter
-
05
Your mortgage funds are drawn down
- Your mortgage funds are released
Supporting and guidance documents
Trouble shooting in our mortgage application portal
Here are a few quick and easy steps that may resolve issues you're experiencing with our online mortgage application portal.
-
01
Check you're using the correct operating system and browser
Our portal is designed to work on the following devices, operating systems and web browser versions:
Device
Operating system
Web browser version
Windows
Windows 10
Chrome (93)/Edge (92)/ Firefox (91)
Windows
Windows 10
Chrome (92)/Edge (91)/ Firefox (90)
Android
Android 11
Chrome/Firefox/Samsung browser
Android
Android 11
Chrome/Firefox/Samsung browser
iPad
iOS 14 (latest)
Chrome/Safari
iPad
iOS 13 (latest -1)
Chrome/Safari
MacBook
11.5 Big Sur (latest)
Safari (14)/ Chrome (93)
MacBook
10.5 Catalina (latest -1)
Safari (13)/ Edge (92)
iPhone
iOS 14 (latest)
Chrome/Safari
iPhone
iOS 13 (latest -1)
Chrome/Safari
-
02
Clear your browsing history
If you're running on a supported device, operating system and web browser version, then:
- Clear your browser history
- Restart your device
- Try again
-
03
Get in touch with your Mortgage Specialist
If the same error is experienced, you'll need to get in touch with your Mortgage Specialist with a description of what is happening.
Please include:
- What you are trying to do
- Your application reference (if there is one)
- The device type you're using
- The operating system installed on your device
- The web browser version you're using
- A screenshot of the whole screen
For example: "I’m trying to Edit the application NWI-00001112 with Chrome V102.0.5005.63/ Desktop Windows 10, however the screen becomes frozen - please see attached screenshot."
Submitting mortgage application documents
Other common questions
Something else we can help with?
Phone your local Mortgage Team
Jersey: 01534 282262
Guernsey: 01481 703809
Isle of Man: 01624 637676
Gibraltar: 350 2001 4477
Our lines are open Monday to Friday 9am – 5pm, excluding bank holidays.
Calls may be recorded.
Email us
If you have not spoken with us before then please email our dedicated team.