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Green Mortgages

An energy efficient home could save you money

Available to over 18s resident in the Channel Islands, Isle of Man or Gibraltar on selected products for Gibraltar properties with a valid energy performance certificate (EPC) rating of A or B.

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Helping you move toward a greener future

At NatWest International, we want to help reduce carbon emissions and reward customers who try to do the same.

Green Mortgages reward you for purchasing an energy efficient property in Gibraltar, offering a reduced rate on selected mortgages for a fixed period of two years.

Your Gibraltar property requires to have a valid Energy Performance Certificate (EPC) rating of A or B to be eligible for this offer.

Green Mortgages are currently not available in the Channel Islands or Isle of Man.

Planning to buy a property in the United Kingdom? Please visit our International mortgage section.

Understanding energy certificates in Gibraltar

To be eligible for a Gibraltar Green mortgage, your property requires to have a valid Energy Performance Certificate rating of A or B.

The Department of the Environment and Climate Change (DECC) is the competent authority for Energy Performance Legislation in Gibraltar. For further information, visit the Gibraltar government website.

Talk to our mortgage team

We can help customers purchase a property in Gibraltar if they are resident in one of the following jurisdictions:

  • Gibraltar
  • Channel Islands
  • Isle of Man

To contact us please select one of the following options:

Some of our mortgage products are available on a limited basis only, due to local regulatory and legal requirements.