Financial difficulty

I can pay a reduced amount

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Your Information

We collect and process various categories of personal and financial information throughout your relationship with us, to allow us to provide our products and services and to run our business. For more information about how we use your personal information, the types of information we collect and process and the purposes for which we process personal information, please read our Privacy Notice.

We may update this from time to time and we encourage you to visit our website regularly to stay informed of the purposes for which we process your information and your rights to control how we process it.

How long have you been making no payments or reduced payments on your mortgage? * This could include a payment break and/or reduced monthly repayments.

Up to 3 months

Over 3 months

We may consider a reduced payment for up to 3 months. Over how long would you like to pay the reduced amount *

How much do you think you can afford to pay monthly towards your mortgage *

Where is the property situated? *

Account number prefix * Select the code that appears at the beginning of your account number

Mortgage Sort Code *

Please note - this form is for NatWest International customers based in Jersey, Guernsey, the Isle of Man or Gibraltar, or for our International Personal Banking mortgage customers.
If you are based in the UK and have a mortgage with NatWest please visit this page for further details on mortgage payment breaks.

Account number prefix * Select the code that appears at the beginning of your account number

Mortgage Account Number * Enter your mortgage account number.

Title *

First Name *

Surname *

Date of Birth *

Email Address *

Phone Number *

Please provide us with some detail on what is impacting your ability to repay *

Reason you cannot afford to resume full monthly repayments * If more than one are applicable, choose other and specify below

Please specify

Employment Status * Choose the option that best describes your employment status

Please give details of your employment/furlough situation *

What is your occupation *

What industry do you work in *

Is your mortgage a joint mortgage

Yes

Party 2 - Title *

Party 2 - First Name *

Party 2 - Surname *

Party 2 - Date of Birth *

Party 2 - Phone Number *

Party 2 - Reason you cannot afford to resume full monthly repayments * If more than one are applicable, choose other and specify below

Party 2 - Please specify *

Party 2 - Employment Status * Choose the option that best describes your employment status

Party 2 - Please give details of your employment/furlough situation *

Party 2 - What is your occupation *

Party 2 - What industry do you work in *

Add details of another party on the mortgage

Yes

Party 3 - Title *

Party 3 - First Name *

Party 3 - Surname *

Party 3 - Date of Birth *

Party 3 - Phone Number *

Party 3 - Reason you cannot afford to resume full monthly repayments * If more than one are applicable, choose other and specify below

Party 3 - Please specify *

Party 3 - Employment Status * Choose the option that best describes your employment status

Party 3 - Please give details of your employment/furlough situation *

Party 3 - What is your occupation *

Party 3 - What industry do you work in *

How do you think your income will change in the next 3 months *

How long will your income be affected If your income is only affected temporarily, please state when you expect this to return to normal (if known)

In what currency are you providing your Income figures? *

Currency Please specify

What was your net monthly household income before it was impacted *

What is your current net monthly household income *

How much was your usual monthly mortgage repayment *

I/We understand that interest has continued to accrue on the mortgage and that this will include an element of interest being charged on interest *

Yes

I/We understand that the term of the mortgage remains the same *

Yes

I/We understand that my future mortgage repayment will increase to ensure that my mortgage is repaid within its existing term *

Yes

Thank you for your submission

We may need to discuss your arrangements with you further, if so we will contact you within 5 working days to arrange a convenient time. Otherwise we will confirm your new arrangements via email.

We may also require the following items to process your request:

Income and Expenditure
Bank Statements

To ensure that your request is not unnecessarily delayed we would suggest that you start preparing this information now.

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