To apply, you must be 18+ and a Jersey, Guernsey, Gibraltar or Isle of Man resident. Applicants from Gibraltar must be an existing customer. £18 monthly fee.
Why choose a Gold account?
Travel
Switch your account to us
The Current Account Switch Service makes switching from one bank or building society to another simple and stress-free. You can choose a switch date to suit you, just make sure you allow a minimum of 7 working days.
The Current Account Switch Service is not available for accounts held in Gibraltar.
Important information
We recommend that you read these documents before contacting us to start the switch.
Online banking
Manage your finances 24/7
Online banking is a fast and secure way to manage your everyday finances with features including:
- Make sterling and international payments
- Manage your Direct Debits and standing orders
- Create text alerts and more
Online banking available to customers aged 11+ with a NatWest International account.
Mobile app
Banking any time
Banking has never been so convenient with our simple mobile banking app.
- Get cash without your debit card
- Transfer money and make payments
- Find your nearest branch or cash machine and more
App available to customers aged 11+ with compatible iOS and Android devices and a Channel Islands, Isle of Man, UK or international mobile number in specific countries.
Common questions about insurance cover and benefits
Our terms, rates and fees are changing
We're making some changes to our current account terms. We are removing our overdraft usage fees and increasing our overdraft interest rates. The changes will come into effect on or before 21st August 2024. We're removing Overdraft Usage Fees at an earlier date of 10th July 2024.
The following are our terms, rates and fees until the 20th August 2024:
Insurance product information for our Gold account
We're making some changes to Gold account travel insurance on 16th August 2021. Please review the following documents to ensure our policies fully meet your needs and the cover is right for you.