On 20th January 2025, we will be reducing some of our interest rates. More about the rate change.
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Instant Saver
Our flexible, everyday instant access account
- Start saving with as little as £1
- Earn interest even when you’ve made a withdrawal
- Instantly move or withdraw money
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Savings Builder
Build your savings with our regular savings account
- No minimum deposit
- You earn a higher rate of interest each month when you grow your balance by at least £50
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Premium Saver
Earn bonus interest when you leave your savings untouched
- Instant access to your savings
- Earn bonus interest on savings between £25,000 – £1,000,000 when you make no withdrawals
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Fixed Term Savings Account
Helping you plan with fixed rates over a fixed term
- You control how long to fix your interest rate for
- Choose a fixed term that suits you - 3, 6, or 12 months or 2 years
- Minimum deposit of £5,000
- Know in advance how much your savings could earn
- All deposits are linked to a Cash Management Account
- Early withdrawals or account closure before the Maturity Date of a Fixed Term Deposit are not permitted, except at the Bank’s sole discretion
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To apply you must be aged 16 years or over, resident in the Channel Islands, Gibraltar, Isle of Man or the UK and hold a Cash Management account with us. Early withdrawals or early closure (before maturity) of a Fixed Term Deposit are not permitted. Please read the Summary Box below which gives you key information about Fixed Term Savings.
Cash Management Account
We offer Fixed Term Deposits in multiple major currencies including US Dollar and Euro.
- Hold Sterling and other currencies under one account
- Get a fixed rate of interest with our Fixed Term Deposit
- Use SWIFT to transfer money in various currencies to international accounts
- Most major currencies available, including US Dollar and Euro
- Manage your Fixed Term Deposit accounts
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To apply you must be 16+ and resident in Jersey, Guernsey, Isle of Man or Gibraltar.
First Saver Account
Start saving for their future, today
- Free, instant access children’s saving account held in trust
- Easily managed in your app alongside other accounts
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If you’re aged 18 years or over and hold a NatWest International current account, you can open an account in trust for a child under 16. All parties must be resident in Jersey, Guernsey, Isle of Man or Gibraltar.
Watch your savings grow
With Round Ups, pay with your debit card or contactless device and we'll round up the amount to the nearest pound, sending the spare change to your savings account.
Rounding up to the nearest pound might not sound like much however the pennies soon add up.
Round Ups is available to customers with an eligible current account, instant access savings account and the Mobile App. Once you’ve turned it on, it’ll work with all debit card and contactless device payments (in sterling).
Get into the savings habit by setting a goal
Following a plan can make a big difference to your savings habits.
With our savings goal tool, you can see you how much you need to save each month to reach your goal, tracking your progress with our mobile app.
Eligible instant access savings account required. App criteria apply.