Budget calculator

See how your finances shape up

Why should you use our budget calculator?

It looks like you’re spending more than you earn

If you're struggling to pay the bills, or are worried you might miss a payment, we’re here to try and help you. Take a look at your financial snapshot below and see how we might be able to help you.

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Here’s your report

It looks like you’ve got an opportunity to save money to reach your savings goals. Take a look at your financial snapshot below and see how we might be able to help you.

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Your budget is looking good

As you’ve got some money spare each month you may be able to make your money work that bit harder. Take a look at your financial snapshot below and see how we might be able to help you.

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Your financial snapshot

Total monthly income:

£0

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Total monthly expenses:

£0

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Total monthly debt payments:

£0

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Total leftover income:

£0

Payment breakdown

Here is a summary of your monthly payments:

Worried about your finances?

We understand that sometimes people struggle financially. Bills can pile up and it’s difficult to make ends meet.

If you're worried about paying money back, your debt feels like a huge burden because you're spending more than you earn, you're struggling to pay your bills or several of your cards are at their credit limit then it's time to ask for help.

How we can help you

Could saving really be as easy as spending?

With Round Ups, pay with your debit card or contactless device and we'll round up the amount to the nearest pound, sending the spare change to your savings account. It might not sound like much however the pennies soon add up.

Want to save more? You can double your Round Ups and send even more spare change to your savings account.

Available to existing customers with an eligible current account, instant access savings account and our mobile app. App criteria apply.

More about Round Ups

Could saving really be as easy as spending?

Want to save more? You can double your Round Ups and send even more spare change to your savings account.

Available to existing customers with an eligible current account, instant access savings account and our mobile app. App criteria apply.

More about Round Ups

Alerts help give you more control over your money

With alerts you can receive daily balance alerts, be advised when you go into an unarranged overdraft or get notice of an unexpected transaction on your account.

We won't charge you for using this service however your network operator may charge you for receiving or sending a text message.

Available to existing customers with mobile phones registered with a Channel Islands, UK or Isle of Man mobile phone provider (07 mobile numbers).

More about our alerts service

Alerts help give you more control over your money

With alerts you can receive daily balance alerts, be advised when you go into an unarranged overdraft or get notice of an unexpected transaction on your account.

We won't charge you for using this service however your network operator may charge you for receiving or sending a text message.

Available to existing customers with mobile phones registered with a Channel Islands, UK or Isle of Man mobile phone provider (07 mobile numbers).

More about our alerts service

Get into the savings habit by setting a goal

Following a plan can make a big difference to your savings habits.

With our savings goal tool, you can see you how much you need to save each month to reach your goal, tracking your progress with our mobile app.

Available to existing customers with an eligible instant savings account and our mobile app. App criteria apply.

More about savings goals

See how your finances shape up

Why should you use our budget calculator?

Budget calculator

Let's get to know each other

Let's start with your income

What's your income after tax?

Your expenses

What do you typically spend your income on?

Debt payments

Are there any debts or loans that you pay off regularly?

It looks like you’re spending more than you earn

Here’s your report

Your budget is looking good

Worried about your finances?

Could saving really be as easy as spending?

Could saving really be as easy as spending?

Alerts help give you more control over your money

Alerts help give you more control over your money

Get into the savings habit by setting a goal