To create an international payee, make the initial payment to the recipient and the payee details will be available for future payments.
To approve an initial payment to a recipient you will require:
- A personal current or savings bank account
and either:
Log in to www.onlinebanking.natwestinternational.com, select 'Payments & transfers' from the main menu and then the 'International payments' tab.
1. Choose the account to send the money from and then either 'Pay someone new' or 'Pay one of your saved payees'
- If you select 'Pay one of your saved payees': choose a recipient's name from the list and then the payee's currency
- If you select 'Pay someone new': select the country that you are sending money to from the list and the payee's currency
- Enter the amount that you would like to send, choose which charges you wish to pay and select 'Get exchange rate and charges' and review the quote
- If you accept the quote, press 'Next'
2. Complete the payee’s details:
- Payee's name
- Payee's address
- Account details
Under 'Account details' select the relevant option: IBAN & BIC, Account number & BIC or Account number & NCC
If the destination country uses International Bank Account Numbers (IBAN), please select 'IBAN & BIC'. For other countries or if you don't know the IBAN number, please select 'Account number & BIC' or 'Account number & NCC'.
IBAN: International Bank Account Number (IBAN) Banks use an IBAN to identify accounts for international payments made in Europe as well as some other countries.
Bank Identifier Code (BIC): A BIC is also known as a SWIFT Code or Business Identifier Code or Bank International Code and they mean the same thing. It's a globally recognised code that specifies which bank we need to send the money to. The code has either 8 or 11 characters.
National Clearing Code (NCC): An NCC is needed for making a payment to an account that doesn't have an IBAN. They are also known as Routing Codes or Bank State Branch (BSB) codes for some countries (e.g. South Africa, Australia and New Zealand). If you have a SWIFT/BIC or IBAN code then you don't need an NCC. If you select 'Account number & NCC' you also need to enter the payee's bank name and address.
If you are paying an existing payee these details will be pre-populated.
Complete the Additional details:
- Reference for your statement
- Message to payee
- If you are making a payment to Bahrain or United Arab Emirates, you will require to advise a Purpose of payment code.
Select 'Next'
3. Check the details:
- Review the payment details
- Acknowledge you have read and accept the terms & conditions
- Complete the security check to advise the reason for the payment, confirm that you wish to continue and press 'Make payment'
If this is the first payment made to this recipient, you'll be asked to approve the payment using your card reader or using our mobile app if you have registered for biometric approval.
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